Important Information for Your Payments During the Covid-19 Financial Crisis

Our lives were upturned in a couple of days last month with the COVID-19 pandemic.  Now we’re looking in the next few weeks (hopefully!) to come out of the “stay-at-home phase” of our current lives and pick up the pieces of our personal finances.  In any case, it’s going to take a long while before our economy recovers from this devastation. We are all sharing in a world of hurt. We are all scared.

Many of you may have what is classified as a “non-essential” job, where you are not working and not getting paid. Others of you may have had to leave your employment because you have had to stay home with your school-age children. Or you may be “lucky” enough to still be employed, but are earning less because you are on commission and aren’t making as many sales.

The offices of Horwitz & Horwitz are open during this time, although we are basically working by telephone and email rather than meeting with clients directly. [Read more…]

A Word to Small Business Owners

We are all watching our financial world crumble before us.  Even as we thank our lucky stars that we and our families have yet been spared being “infected” with COVID-19, we are all to a great extent “affected”.  Especially those of us who have small businesses, either LLCs, partnerships or sole proprietorships.  We don’t qualify for unemployment compensation.  The value to us of the Cares Act is yet to be seen.

How might the Cares Act help small business owners?

Recovery Rebates

  1. It is planned to provide all U.S. residents with incomes of less than $75,000 with $1200 for singles and $2400 for married couples;
  2. Those residents with dependent children are eligible to receive an additional $500 per child, so long as the child would qualify for the Child Tax Credit (basically, under 17 years of age).
  3. Checks will be sent to the address or bank account used on your 2018 or 2019 tax returns, with no action required for most eligible recipients.

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Coronavirus (COVID-19) and its Impact on Criminal Cases

In light of COVID-19 and its unprecedented impact on our entire way of living, I will briefly discuss several temporary changes pertaining to Criminal Cases in Southwest Ohio, with special emphasis on Montgomery and Warren Counties.

  1. JAILS ARE LESS LIKELY TO ACCEPT NEW INMATES INTO THEIR FACILITIES. To slow down the spread of this pandemic, jail populations have been reduced to minimize the risk to staff and inmates.  It appears that only the highest risk offenders (violent offenders, history of fleeing) are being booked into the jails.
  2. COURTS AND JAILS ARE WORKING TOGETHER TO RELEASE OR SHORTEN THE SENTENCES OF INMATES CURRENTLY IN JAIL.

[Read more…]

Horwitz & Horwitz, LLC’s Response to Coronavirus (COVID-19)

We at Horwitz & Horwitz, LLC sincerely hope that everyone reading this message is taking whatever measures are necessary to keep themselves and their families safe and healthy during this uncertain time.

As a provider of legal services, HORWITZ & HORWITZ, LLC is deemed an “Essential Business and Operation” and exempt from the Ohio Director of Health’s Stay at Home Order requiring all non-essential businesses to cease all non-basic operations.  In essence, this Order recognizes that there are certain legal matters impacting the public that cannot be ignored until a date uncertain.  As a law firm that focuses on Bankruptcy and Criminal/Juvenile Law, we understand that the financial stress people are dealing with as a result of job loss or reduction in income or the stress of facing a criminal charge may be just as difficult as dealing with the health crises caused by COVID-19.

[Read more…]