Intervention in Lieu of Conviction or ILC is a program in which an eligible offender charged with a low-level non-violent felony offense, who committed the offense due to drug or alcohol usage or mental illness or intellectual disability, has the opportunity to obtain a dismissal of the charge(s) after completing court-ordered treatment. This is a huge opportunity for a person be rehabilitated, without having the stigma and complications resulting from a felony conviction.
Originally, ILC was limited to first-time offenders. Through a series of amendments to the statute, ILC was made available to offenders with a prior non-violent felony conviction, but only if participation was recommended by the prosecuting attorney. As you would expect, recommendations from the prosecuting attorney were often few and far between. Furthermore, offenders who have already “been through” ILC in the past were ineligible to participate in ILC again in a subsequent case.
You are surely aware that the three major credit reporting agencies (CRAs), also known as the credit bureaus, have a lot of power over whether you can get financing for vehicles, homes, and other credit transactions. But you may not know how the CRAs get the information for your credit report, or what your credit score really means. Since consumer credit history, scores, and reports are extremely important in your life, you need to make sure that you understand them and what you can do about them if they are not reporting accurately.
