It’s the kind of crime that stabs you right in your gut and stays there. A beautiful, vivacious OSU student is attacked, raped and murdered as she leaves her part-time job in Columbus, near campus. Her attacker is subsequently caught and tried for murder, requiring her devastated parents and sister to sit through and even testify at a heart-rending trial. Yes, he’s convicted and sentenced to life in prison. But sadly, that’s not the end to this story, as the family of Reagan Tokes sadly discovered.
The worst part of this story is that this monster was actually wearing an “ankle bracelet” GPS tracking monitor during the time of the offense – on early release from a past rape conviction of a young, pregnant woman. Despite being housed in a “re-entry” program for ex-offenders, his whereabouts were not being monitored by either the GPS provider or the housing center in real-time. Most of us naively believe that if someone on home incarceration wanders outside of designated areas, an alarm must alert authorities to the fact that the wearer is not where they are supposed to be. The Tokes family found out that’s a myth, something the perpetrator surely already knew. [Read more…]
You are surely aware that the three major credit reporting agencies (CRAs), also known as the credit bureaus, have a lot of power over whether you can get financing for vehicles, homes, and other credit transactions. But you may not know how the CRAs get the information for your credit report, or what your credit score really means. Since consumer credit history, scores, and reports are extremely important in your life, you need to make sure that you understand them and what you can do about them if they are not reporting accurately.
