Divorce & Bankruptcy

Divorce & Bankruptcy

We Stand Beside You

If you going through both divorce and financial troubles, it can be overwhelmingly stressful. You may not know what your options are. Should you file now? Wait until after the divorce? You need answers to these questions from someone you can trust.

Depending on your unique situation, filing for bankruptcy now, before your divorce is finalized, might be your best option. When you are facing divorce and debt issues, filing for bankruptcy before the divorce can help you:

  • Save money: You can file jointly for Chapter 7 or Chapter 13 bankruptcy while you’re still married. Once the divorce is final, however, you will have to file separately. This adds to attorneys’ fees and other costs.
  • Avoid liability for your ex-spouse’s debt: If you wait to file for bankruptcy until after the divorce is final, creditors could come after you for your ex-spouse’s debt that lingers on after the marriage.
  • Make a clean break: Sometimes after a divorce, one spouse remains in the house and the other spouse is responsible for all or part of the mortgage payment. If that spouse doesn’t pay, the resident spouse could be forced out due to foreclosure. Filing for bankruptcy now, before the divorce is final, can help you avoid the possibility of being forced out of your home or losing your car to repossession.

Divorce and bankruptcy can be an opportunity for a fresh start. But navigating both at the time time can be difficult, which is why it helps to have an experienced Centerville, OH attorney on your side.

At Horwitz & Horwitz, LLC, we have helped many people successfully complete the bankruptcy process. We will personally guide you every step of the way. When you work with our firm, our experienced bankruptcy attorney Barbara Horwitz prepares your case, takes your calls, meets with you, and attends your court hearings. We don’t hand your case off to a paralegal or someone else.

We care about helping you end your financial difficulties with as little anxiety as possible. Contact us today for a free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

What Sets Our Lawyers Apart?

Experience the Difference With Horwitz & Horwitz
  • Over Five Decades of Combined Experience
    With over 50 years of combined experience, Horwitz & Horwitz brings the skills to handle tough cases. Whether facing criminal charges or bankruptcy, we’ll guide you toward a brighter future.
  • Reasonable Fees, Realistic Solutions

    We believe in making high-quality legal representation accessible. Our firm offers reasonable fees and focuses on realistic, actionable solutions that align with your unique circumstances.

  • Client-Centered Approach
    At Horwitz & Horwitz, your satisfaction is our priority. Our business thrives on referrals from happy clients, which speaks volumes about the trust and relationships we build.
  • Strategic and Thoughtful Representation

    Every case is unique, which is why we develop tailored strategies tailored to your specific circumstances. We work closely with you to discuss options and maintain control over the direction of your case.

  • Free Consultations Available

    We offer free consultations to provide clarity, answer your questions, and help you confidently take the next step.

  • Personalized Representation from Start to Finish

    At Horwitz & Horwitz, your case is handled directly by our experienced attorneys. From consultation to resolution, we provide dedicated support every step of the way.

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Hear From Past Clients

Testimonials That Speak Volumes

Don't just take our word for it—hear from our clients. Our proven integrity, experience, and results have made a difference in the lives of many.

    "I would recommend Jon Horwitz to anyone needing an attorney as he helped me and I felt very confident with him."
    - Gary L.
    "Jon is very knowledgable and takes the time to explore and explain all legal options."
    - Arno W.
    "Barbara is the sweetest lady in the world!! Will do right by ya!"
    - Angela B.
    "I will recommend Jon to everyone."
    Jon should receive attorney of the year award in my opinion. He takes his cases very seriously. Responds to call’s within a timely fashion day ,night and on weekeneds. I can’t say that for many attorneys that I have dealt with. Has great compassion for his clients. I will recommend Jon to everyone that I run into that seeks legal advice. I truly believe that Mr. Horwitz is a very special attorney hoping God blesses him. He has been a blessing to us, we can not thank you enough Jon for all that you do.
    - Trisha C.
    "Responsive, reasonably priced, and were able to secure the best possible result for me."
    Horwitz & Horwitz, LLC provided an ideal outcome for my case. They were very responsive, reasonably priced, and were able to secure the best possible result for me in a very small window of time. I would absolutely work with them in the future or recommend them to a friend or client.
    - Colin B.
    "The highest level of professional legal counsel."

    Jonathan Horwitz and his law firm provided me with the highest level of professional legal counsel available. The advice, representation and guidance I received throughout this very difficult process was everything I hoped for including the outcome of the case.

    - Terry W.
    "Very helpful, knowledgeable and informative."
    Jon was great. He was very helpful, knowledgeable and informative. He was able to work with me on my situation and was very understanding. I didn’t feel like I was just another case.
    - Brittany F.
    "Would highly recommend."

    Handled the case thoroughly and with great care. Made a bad situation better with his guidance and help. Would highly recommend.

    - Jessica D.