Divorce & Bankruptcy

If you going through both divorce and financial troubles, it can be overwhelmingly stressful. You may not know what your options are. Should you file now? Wait until after the divorce? You need answers to these questions from someone you can trust.

Depending on your unique situation, filing for bankruptcy now, before your divorce is finalized, might be your best option. When you are facing divorce and debt issues, filing for bankruptcy before the divorce can help you:

  • Save money: You can file jointly for Chapter 7 or Chapter 13 bankruptcy while you’re still married. Once the divorce is final, however, you will have to file separately. This adds to attorneys’ fees and other costs.
  • Avoid liability for your ex-spouse’s debt: If you wait to file for bankruptcy until after the divorce is final, creditors could come after you for your ex-spouse’s debt that lingers on after the marriage.
  • Make a clean break: Sometimes after a divorce, one spouse remains in the house and the other spouse is responsible for all or part of the mortgage payment. If that spouse doesn’t pay, the resident spouse could be forced out due to foreclosure. Filing for bankruptcy now, before the divorce is final, can help you avoid the possibility of being forced out of your home or losing your car to repossession.

Divorce and bankruptcy can be an opportunity for a fresh start. But navigating both at the time time can be difficult, which is why it helps to have an experienced Centerville, OH attorney on your side.

At Horwitz & Horwitz, LLC, we have helped many people successfully complete the bankruptcy process. We will personally guide you every step of the way. When you work with our firm, our experienced bankruptcy attorney Barbara Horwitz prepares your case, takes your calls, meets with you, and attends your court hearings. We don’t hand your case off to a paralegal or someone else.

We care about helping you end your financial difficulties with as little anxiety as possible. Contact us today for a free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.