Repossession

You depend on your car. It gets you to work and the grocery store. It gets your kids to school. It gives you the freedom to go anywhere, at any time.

When you’ve fallen behind on your car payments or you’re struggling with other debts, you’re likely worried that you will lose your car. Without it, how will you get where you need to go?

At Horwitz & Horwitz, LLC, we understand that you need your car. We can help you slow down the process, work with your creditors, and perhaps even keep your car permanently.

What You Should Do If You’re Facing Repossession:

There are some things you can do to help your situation when you know it’s inevitable that a creditor will try to repossess your car:

  • Empty the car: The collections person will almost never return valuable items from the inside of a car during a vehicle repossession. Make sure the car is empty of valuables so that you don’t have to fight for their return later.
  • Get a receipt if they have repossessed the car: It is always important to keep good records of what happens throughout the process.
  • Call an attorney immediately: No matter where you are in the process, a lawyer can help protect you from repossession, or at the very least help make the process safer and more civilized for you and your family. We can work with the creditor to arrange for you to return the car at your convenience rather than having someone repossess it from your home or place of employment.

Filing for bankruptcy can temporarily stop the repossession and sale of your car. Contact us today to learn your options from an experienced Centerville, Ohio bankruptcy attorney. If bankruptcy is right for you, we’ll walk you through the process from start to finish, working to minimize the pain and stress.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.