Chapter 13 Bankruptcy

Are you struggling to pay your bills? Would you be able to pay off your debt with just a little more time or a better payment plan? Chapter 13 bankruptcy may be right for you.

If you’re dealing with financial difficulties, you are going through an extremely stressful time. You might feel embarrassed and worried.

We want to help you. At Howitz & Horwitz, LLC, we have years of experience helping people like you successfully complete Chapter 13 bankruptcy. We work with our clients throughout the process, never handing them off to a paralegal or assistant. We do everything we can to make the process as smooth and painless as possible. We answer all of your questions and concerns, making sure that you understanding what your options are.

What Is Chapter 13 Bankruptcy?

Unlike Chapter 7 bankruptcy, which focuses on erasing as much of your debt as possible, Chapter 13 is a repayment plan. It gives you the opportunity to pay back as much of your debt as possible while protecting your possessions.

What you need to know:

  • Chapter 13 repayment plans generally run for 3 to 5 years, during which time you repay a percentage of your debts.
  • Chapter 13 can help keep you from facing foreclosure of your home or repossession of your valuable assets.
  • Chapter 13 allows you to protect more of your possessions.

Contact us today for a free consultation with an experienced, understanding bankruptcy attorney in Centerville, OH. We’ll help you find out if Chapter 13 bankruptcy is the best choice for you, according to your needs.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.