Horwitz & Horwitz
Horwitz & Horwitz
FAQs
According to USA Today, nearly three-fifths of all debtors stated that medical expenses were a major contributing factor in the decision to file for bankruptcy. More than half of all American adults have “significant” medical debt, with nearly a quarter of the population owing more than $10,000 in medical debt. The decision to file for […]
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If you have been charged with a DUI in the state of Ohio, you were probably given a breathalyzer test—either in the field or at the police station. Because there is a lot of information and misinformation out there regarding breathalyzer tests, it can be difficult to know whether you should submit to a breathalyzer […]
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Keeping cash when filing for bankruptcy is something virtually every person who contemplates a bankruptcy filing thinks about. You don’t want to be left without any cash at all, unable to pay for your most basic needs, so you must have answers to questions like this before you file for Ohio bankruptcy. Bankruptcies in the […]
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According to a 2020 Experian survey, Ohio ranked 6th in the nation for the number of bankruptcy filings. Interestingly, Ohio residents also had a higher average credit score than the national average of 710 and ranked 29th out of 50 for the level of personal income. Despite this, Ohio experienced bankruptcy rates at about ten […]
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There are many things that can happen as a result of getting a DUI in Ohio—and none of them are pleasant. If you’ve wondered what happens when you get a DUI, the most important thing to know is that most of the negative consequences of a DUI can be mitigated to some extent when you […]
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Although our office typically represents individuals who are accused of committing a crime, there are times when it is necessary for crime victims to retain our services. Keep in mind that although the job of the prosecutor is to seek justice, just as a crime victim seeks justice, the prosecutor’s office does not represent the crime […]
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When you file bankruptcy under either Chapter 7 or Chapter 13, you are required to attend a meeting with the Bankruptcy Trustee assigned to your case. Most people are at least a little nervous about the meeting, and many people actually dread it. Most would agree that the meeting is not going to be the […]
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One of the top concerns people have when deciding whether to file bankruptcy is whether the trustee will make them turn over any of their possessions. Protecting your possessions is the first thing lawyers at Hortwitz & Horwitz discuss with prospective clients. When you file a bankruptcy, technically, all your assets (money, rights to money, […]
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(Part 1 – The Domestic Violence Temporary Protection Order (DVTPO)) In Ohio, various courts may issue six different types of protection orders. They consist of the following: Domestic Violence Temporary Protection Order (DVTPO), Civil Protection Order (CPO), Criminal Protection Order, Stalking and/or Sexually Oriented Offense Protection Order (SSOOPO), Juvenile Domestic Violence Civil Protection Order, and […]
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(Part 1) Horwitz & Horwitz is largely devoted to Chapter 7 and Chapter 13 consumer bankruptcy clients. In assisting clients through bankruptcy, issues often arise regarding homeowners, automobile, or life insurance coverage. Most people have as many concerns and questions about homeowners insurance as they do about bankruptcy. My law practice over the years has […]
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