Stopping Creditor Harassment

Are you struggling with overwhelming debt and behind on your payments? When the phone rings, are you afraid to answer it?

You don’t deserve to be harassed by creditors because you are in debt.You should know that you have legal rights.

Creditors get one polite phone call. They are not allowed to call you multiple times a day or at odd hours. They are not permitted to threaten you, call you names, or conduct other abusive behavior. Creditors may not discuss your debts with other people, like your family and friends, in order to embarrass or intimidate you.

If you notify your creditors in writing that you do not want them to contact you anymore, it is illegal for them to continue contacting you. If you hire an attorney to help you with debt relief, your creditors must go through your attorney. It is also illegal for them to contact you directly if you have an attorney.

At Horwitz & Horwitz, LLC, we can help you stop harassment from your creditors by:

  • Talking with your creditors and convincing them to stop calling you
  • Bringing an action against them if they continue calling
  • Negotiating with creditors, perhaps finding ways for you to avoid foreclosure and repossession
  • Filing for Chapter 7 or Chapter 13 bankruptcy to slow their attempts to collect from you

When you are dealing with debt, creditor harassment makes it even worse. We can help you get through this difficult time. The experienced Centerville, OH bankruptcy lawyer at Horwitz & Horwitz, LLC will guide you through the process from start to finish and will personally handle your case.

Call us today for a free consultation, and get started on the path to a fresh start.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.